Business & Investment Lending

Smart funding for day-to-day needs and big plans

From smoothing cash flow to purchasing equipment or a new premises, we’ll help you compare solutions and structure a loan that fits your business cash cycle.

Common solutions we arrange

• Business term loans – one-off lump sum for expansion, fit-outs or major purchases

• Lines of credit & overdrafts – flexible working capital as you need it

• Invoice/trade finance – bridge supplier and debtor timing gaps

• Commercial property loans – buy, build or refinance owner-occupied or investment property

Not sure which option suits? We’ll map funding to your cash flow and goals, then compare lenders’ policies, rates and fees side-by-side.

What lenders look for (typical)

• Business trading history and financials

• Cash flow and debt servicing capacity

• Security (secured or unsecured options may be available)

• Director/guarantor profile

What to have ready

• ABN/ACN, BAS and financial statements

• Recent bank statements

• A quick outline of funding purpose and timeline

How we work

1. Understand your business and objectives

2. Shortlist suitable lenders and structures

3. Package your application for a smooth approval

4. Negotiate terms and guide settlement

5. Check-ins post-settlement to keep things on track